Claims Happen: Understanding Insurance and How to Avoid LawsuitPresented by Karen Torres Lawsuits are all too common in the aesthetics industry. In this webinar, Karen Torres discusses how the most common claims arise, ways to mitigate these losses, and steps professionals can take to reduce risk of a claim. Reducing risk of a claim will help keep insurance premiums down. Gain an understanding of the different types of insurance, build confidence in your ability to obtain a policy that meets your needs, and learn the appropriate steps to take if you have a procedure that goes wrong. Claims happen. Preparation is key! Meet the Presenter - Karen Torres! Karen Torres is an underwriter for Professional Program Insurance Brokerage. She has been in the insurance industry for about 13 years. She received her bachelor’s and master’s degrees from San Diego State University in psychology. After she graduated, Torres started working for her family’s insurance agency. Her grandfather started International Beauty Brokerage, which specialized in insurance coverage for the beauty industry. It was there Torres learned about the insurance needs of the beauty world. She began working with Professional Program Insurance Brokerage in 2017. Underwriting for medical spas, she has learned what type of claims can arise and the best ways to avoid these claims. Want to read more? Subscribe to one of our monthly plans to continue reading this article.