Professional liability (also known as “malpractice” or “errors & omissions”) insurance covers you and your business against lawsuits arising out of your professional services. While this coverage is readily available, not all policies are created equal. In order to provide adequate coverage, a policy must be designed to cover the unique operations of an aesthetic or spa business. This special type of insurance coverage can…

At the onset of a design or re-design of your skin care facility you may want to assess or reassess your vulnerability to Mother Nature. It is a very real threat accompanied by the fear of loss of income, loss of wages, workplace disruptions, structural damage, and sometimes injuries and even death. What is a business owner to do? What is an employee to do?…